We offer you Life Insurance;
NOT death insurance!
You do not have to die to use your insured amount in cases of critical, chronic or terminal illnesses.
You can access a part of the insured amount in case you have any of the catastrophic illnesses or disabilities covered.
You can start accumulating tax-free cash with a high interest rate, which can be used for your retirement, emergencies, major purchases, your children’s college, or even for pleasure.
You can use your cash value to replace your salary in case of an emergency or other circumstances.
Don’t lose your home or your most valued assets in difficult times and maintain your quality of life.

Why do many people not have Financial Freedom and Peace of Mind?
Lack of preparation
Lack of savings
Time: (Starting to plan late)
Taxes
Stock Market Instability
Critical or Terminal Health Problems
Indexed Universal Life Insurance
A LIFE INSURANCE WITH LIFE BENEFITS THAT OFFERS:
Protection
Powerful life benefits
Tax-free savings
Tax-free inheritance.

UNIVERSAL INDEXED
LIFE INSURANCE
You can have life insurance protection from 15 days of age until the age of 85.
This policy is designed to provide life insurance for the insured.
Structured appropriately, the insured can only pay for a certain number of years, usually between 10 to 30 years depending on the age and goals of the insured.
No Social Security Number is required. Requirements to apply are; ITIN (Tax Identification Number) with a valid Passport from the country of origin and a second identification.
Have you imagined how a critical or terminal illness can dramatically affect our health and our finances?

Heart Attack
(About every 34 seconds, someone in the United States has a myocardial infarction (heart attack).

Stroke
Stroke (On average, a stroke occurs every 40 seconds.)

Cancer
(A new cancer patient is diagnosed every 39 seconds in the United States.)
Puede acceder a una parte de su Seguro de Vida si es diagnosticado con una de las siguientes enfermedades críticas:












How Living
Benefits Work LIFE
Get Income in the Event of a Chronic Illness*
You can access a part of the insured amount, if the insured is diagnosed with the inability to perform 2 of the 6 activities of daily living (ADL). Examples of ADLs:
Eating
Moving
Going to the Bathroom
Bathing
Incontinence
Dressing
*This benefit is only available with National Western Life and ANICO. It is currently not available with F&G Life.

Get Income in the Event of a Terminal Illness
If your chances of living are not more than 2 years, you can access a part of the insured amount of your Life Insurance,
NO MATTER WHAT KIND OF ILLNESS!
This program protects the family and business partner in the event of an emergency or death of the insured. This program enables you to make realistic projections and plan for your future. Two main elements are combined:
Policy Advantages:
Applicants with pre-existing illnesses can apply for Life Insurance.
Examples such as:
Diabetes
Hyper/hypotension
Thyroid Problems
and many others…
Some restrictions apply.